Should I pay down old debt!?


Daily Dose of Knowledge:

I’ve had a lot of people asking me if they should pay down their collections and debt with their tax refund or this supposed stimulus check their getting. I would hold off... Especially if it’s been sitting on your report with no activity for a while! For instance...


Let’s say you owe $1000 on an old credit card and it’s in collections because you forgot to pay it back in 2016. So you’re like “excellent! the goverment is about to give me $1000 I can pay it off and have it removed.”

Well they usually just update the account to paid as agreed.

Which still reflects negatively on your credit profile.

So contact me before you go spending all that money lol.

Mrthen.biz/credit-coaching

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